Guides & resources

SB 254, explained one topic at a time

Short, plain-English guides for Louisiana business owners working out what the debit-surcharge ban means for them before August 1, 2026.

The one-page version: what the law bans, who it covers, and why it matters before August 1.

How the two pricing models differ - and why that distinction is exactly what SB 254 turns on.

A debit card is debit either way. Here's the routing trap that catches "credit-only" surcharge programs.

Yes - with conditions. What a genuine cash discount has to look like to stay on the right side of the law.

A conceptual checklist for getting ahead of the deadline - without waiting for a complaint to find you.

From reading to knowing

See how the law applies to your setup.

Not sure where your business stands? Take the 60-second risk check for a clear red / yellow / green answer.